lukrio
Works 100% on WhatsApp

Your personal finance manager lives in WhatsApp

Send a photo of your receipt, a voice note, or just a text. Lukrio tracks your spending, income, and wealth — all in a chat.

Start free — no app needed 14-day free trial · No credit card required
L
Lukrio
● Online
Paid $45 for lunch at La Fogata
✅ Got it! Dining · $45.00 Balance this month: $1,240 spent
How much did I spend this week?
This week: $312 in 8 transactions Top category: Dining $98 (31%)
Message...

As easy as texting a friend

Step 1

Send anything

Text, voice note, photo of a receipt, or a PDF. Lukrio reads it all and extracts the details automatically.

Step 2

We categorize it

AI assigns the right category — groceries, transport, dining, utilities — and logs it instantly.

Step 3

Ask anytime

Ask 'how much did I spend this month?' or 'what is my balance?' and get a clear answer in seconds.

Everything you need. Nothing you don't.

Expense tracking

Log any expense via text, photo, voice, or PDF receipt.

Income tracking

Record salaries, freelance payments, and any other income.

Investment tracking

Monitor stocks, ETFs, bonds, and fixed-income instruments.

Net worth

See your full financial picture — assets minus liabilities.

Smart categories

Auto-categorized expenses with custom category support.

Multi-currency

Works in USD, EUR, COP, MXN, ARS, and more.

Simple, honest pricing

Basic
Free

Get started — use it at no cost.

  • View balance & history
  • Ask your spending summary
  • Up to 20 transactions/month
Get started free
Most popular
Personal
$7 / month

For people serious about their finances.

  • Everything in Basic
  • Unlimited transactions
  • Image, voice & PDF receipts
  • Investment portfolio tracking
  • Net worth dashboard
  • Priority support
Start 14-day free trial
Family
$12 / month

Shared finances for the whole family.

  • Everything in Personal
  • Up to 5 members per account
  • Per-member spending view
  • Shared family budgets
  • Priority support
Start 14-day free trial

Your data, protected.

End-to-end privacy

Your financial data is encrypted at rest and in transit. We never sell or share your data.

You control your data

Request a full export or deletion of your data at any time, no questions asked.

WhatsApp security

Every message between you and Lukrio is end-to-end encrypted by WhatsApp. No third party — not even us — can intercept or read your financial data.

Start managing your money today

No app. No spreadsheet. Just WhatsApp.

Get started for free