Your financial information belongs to you. Here's how we safeguard it with proven technology, clear practices, and no direct access to your bank.
Transparent about what we do to protect your data.
All communication with our servers travels over TLS 1.3. Your data is stored encrypted with AES-256 in AWS-managed databases.
We don't connect to your bank. You log your transactions; we never have access to your accounts, passwords or tokens. If anyone compromises Lukrio, your bank stays untouched.
Export your entire history to Excel in one click. Request full account deletion over WhatsApp and your data is erased within 24 hours.
Your account is tied to your verified WhatsApp number. To access the web dashboard, we generate a temporary link that arrives in your email inbox: no passwords to steal.
Your conversations are not used to train models nor sold to third parties. We process your messages to categorize and respond, nothing more. Receipts you send are analyzed and then stored encrypted in your account.
WhatsApp uses end-to-end encryption. To access your Lukrio account, someone would need your number, your SIM and our temporary link. We recommend enabling two-step verification inside WhatsApp.
On AWS (Amazon Web Services) servers — the same infrastructure used by large banks and fintechs. Data is stored in regions with strong protection standards and geographic redundancy.
We process them to extract data (amount, date, category) and store them encrypted in your account. You can delete them anytime from the dashboard or by asking Lukrio. They are never shared with third parties.
Never. Our business model is subscription-based: we earn because you pay for the service, not by selling your information. Our privacy policy states this explicitly.
Security is shared. These best practices help us protect you better:
In WhatsApp → Settings → Account → Two-step verification. It's the most important security layer.
They are personal and expire quickly. If you share one by accident, ask Lukrio to revoke it — we do it instantly.
Your WhatsApp is your Lukrio account. Protect the device and you protect your finances.
We can pause your account in minutes and reactivate it when you regain access to your number.
Write to us and we'll share every detail. We're transparent because we demand it of ourselves.
Contact the team