Fixed paycheck, variable spending. If you reach day 20 and half your paycheck is gone without a clue where, this is for you.
Payday hits and then the money vanishes. You don't know if you spent more on food, transport, or those "small" purchases that add up.
You tried a finance app, opened it twice, found it too complicated, never came back.
You tried a spreadsheet. Lasted two weeks. The problem wasn't Excel — it was opening it every time you spent $5.
You want to save or pay off debt, but without knowing what you really spend, you don't know how much you can save.
No extra app to open, no spreadsheet, no forms.
At the Starbucks counter, before you put the coffee down: "coffee $5". Done. Lukrio categorizes and confirms.
Food, transport, subscriptions, entertainment. Lukrio classifies it for you. You just talk like you would to a friend.
"How am I doing this month?" and you get the breakdown: how much spent, where, and whether you'll make it to month-end.
After 2 months, Lukrio shows you what you actually spend per category. Then you build a budget with numbers you recognize.
An example of what your day-to-day chat could look like.
14 days free. If you see the value, you pay. If not, no hard feelings.
Start free