lukrio
From surviving the month to planning the year

When you know where your money goes, your finances improve.

Lukrio tracks your expenses from WhatsApp, categorizes them, and warns you before you go over budget. Just send a photo, a voice note, or a text.

Start free — build your budget in 2 minutes 14 days free · No credit card · Nothing to download
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Lukrio
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As easy as texting a friend

Step 1

Send anything

Text, voice note, photo of a receipt, or a PDF. Lukrio reads it all and extracts the details automatically.

Step 2

We categorize it

AI assigns the right category — groceries, transport, dining, utilities — and logs it instantly.

Step 3

Ask what you need

Ask "how am I doing this month?", "how's my transport budget?", "compare my last few months?". No app to open, no statements to dig through.

Everything you need. Nothing you don't.

Expense tracking

Log any expense via text, photo, voice, or PDF receipt.

Income tracking

Record salaries, freelance payments, and any other income.

Visual reports & charts

See your spending, income, and trends through clear, interactive charts.

Export to Excel

Download your finances as an Excel file with one message — ready to analyze or share.

Smart categories

Auto-categorized expenses with custom category support.

Multi-currency

Works in USD, EUR, COP, MXN, ARS, and more.

Simple, honest pricing

Basic
Free

Get started — use it at no cost.

  • View balance & history
  • Ask your spending summary
  • Up to 20 transactions/month
Get started free
Most popular
Personal
$7 / month

For people serious about their finances.

  • Everything in Basic
  • Unlimited transactions
  • Image, voice & PDF receipts
  • Visual reports & charts
  • Excel export
  • Priority support
Start 14-day free trial
Family
$12 / month

Shared finances for the whole family.

  • Everything in Personal
  • Up to 5 members per account
  • Per-member spending view
  • Shared family budgets
  • Priority support
Start 14-day free trial

Your data, protected.

End-to-end privacy

Your financial data is encrypted at rest and in transit. We never sell or share your data.

You control your data

Request a full export or deletion of your data at any time, no questions asked.

WhatsApp security

Every message between you and Lukrio is end-to-end encrypted by WhatsApp. No third party — not even us — can intercept or read your financial data.

Start managing your money today

No app. No spreadsheet. Just WhatsApp.

Get started for free