Katerine Gómez
Co-founder of Lukrio · Financial content editor
Katerine is a co-founder of Lukrio and the editor of its financial content. A data scientist by training, she spent over five years as a data scientist at Wasi, specializing in variable analysis, data visualization, predictive models and market studies. She holds the Certified Big Data Scientist, Certified Big Data Professional and Professional Certificate in Data Science credentials.
That background defines her editorial approach: data storytelling applied to personal finance. No magic promises, no unnecessary jargon — every article starts from documented data and citable studies, and ends with concrete steps anyone can apply the same day, no complicated spreadsheets or prior knowledge required.
On the Lukrio blog she writes practical guides on expense management, family budgeting, money as a couple, and the financial habits behind building wealth. All content is educational: Lukrio does not recommend financial products or predict markets.
Articles by Katerine
Financial copilot: what it is and why it changes how you manage your money
What a financial copilot is, how it differs from a financial advisor, and why daily support —not monthly reports— is what actually moves your money.
Millionaire financial habits: what they did before having money
The habits that separate millionaires from high earners: real cases from Rockefeller, Walton, Dalio and Buffett, plus lessons from studies of 600+ millionaires.
Finances as a couple and family: stop fighting, build a lasting system
How to talk about money with your partner without it ending badly: the conversation almost no one has, the clashing styles, and a system that lasts.
Managing your money well changes your life (not just your bank account)
8 real things that change when you stop improvising with your money — from sleeping better to making decisions without guilt. It's not discipline: it's clarity.
How to manage your personal finances, step by step
Learn to manage your personal finances from scratch. The 4 pillars, how to log expenses, categorize them, build a budget, and review it without suffering.
Why logging your expenses every day changes everything
Logging expenses daily isn't a burden — it's the simplest habit for taking control of your money without going on a financial diet.
How to track receipts without Excel: 3 methods that actually work
Log receipts and expenses without using Excel. Comparison between photo and OCR, apps with bank connection, and WhatsApp assistants, with pros and cons.
7 common personal budget mistakes (and how to avoid them)
The 7 most frequent personal budget mistakes and how to fix them. From unrealistic goals to ignoring small recurring expenses.
App, Excel, or WhatsApp: which is the best way to manage personal finances
Honest comparison of Excel, traditional apps, and WhatsApp assistants for personal finances. Pros, cons, and which to choose based on your profile.
Family budget: how to organize it without fighting at home
Learn how to build a family budget when more than one person is spending. Models, how to divide responsibilities, and how to have the money conversation.
How to categorize your expenses: 12 universal categories
Practical guide to classifying personal expenses. 12 categories that cover 95% of your transactions, with rules for ambiguous cases.
50/30/20 Budget Rule: the simplest way to budget
How to apply the 50/30/20 rule to your personal finances. What goes in each bucket, examples for different incomes, and when it doesn't fit.